Last updated: 23rd Jun 2026
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Travelling to Europe or Bali? Many Australians are, to escape the brittle winter weather. I am not – for once – because I have a ton of work to do, but I hope you have a great time. Though let me ask you a serious question – have you chosen the best travel insurance for your needs?
I ask because I know that a holiday isn’t relaxing – unless you know you’re covered for any unexpected emergencies or inconveniences.
Let’s face it – Qantas isn’t exactly getting better at not losing luggage.
And if you catch a stomach bug, like my wife Irene did a couple of years ago (in Mexico City, of all places), you may be stuck with a hospital bill that makes you want to vomit. Again.
Back then, our American Express Platinum card covered the $11,400 medical bill. Comprehensive travel insurance is included as one of the perks, and back then we relied on it to trot around the globe.
Now that we’re back in Australia and don’t travel as much, the $1750 annual fee wasn’t worth it, so I decided not to renew my Amex membership – and compare a few travel insurance providers instead.
I did a ton of research, got a dozen quotes, and discovered a few surprises.
With that in mind, I present you with the best standing desks in Australia. Drum roll, please.
The Travel Insurance In Australia For 2026 Is:
- Zoom Insurance – best overall travel insurance
- FastCover – best for cruising
- Butter Insurance – best for Bali travel
- Covermore – best for Europe and the USA
- World2Cover – good insurance provider
- Insure&Go – good insurance provider
- Tick Travel – good insurance provider
Before I unpack each insurance provider in detail, here are my controversial discoveries that these insurance providers don’t want you to know:
1. Most Policies Are Almost Identical.
Don’t waste time splitting hairs between things that don’t matter.
2. Australian Government won’t pay your bills.
If you get caught offguard in a tricky situation overseas, don’t expect the Aussie taxpayer to step in and save you. This is why being insured is vital
3. Travel Insurance Is Mandatory In Some Countries.
Countries like the UAE and Singapore won’t let you in unless you have proof of insurance. Neither will all 26 countries in the Shengen area of Europe.
Important!
Wondering why my conclusions differ from the ones you see on Canstar and Finder? Because I’m a business owner, writing about my own experiences – not a $100m corporate juggernaut selling corporate partnerships.
1. Zoom Insurance.
Best overall travel insurance.
AAA
2. FastCover
BBB
3. Butter Insurance.
CCC
If you’re a senior executive, it’s worth understanding the key players in the executive search market.
There are five market leaders, collectively referred to as SHREK firms: Spencer Stuart, Heidrick & Struggles, Egon Zehnder, Korn Ferry, and Russell Reynolds.
4. Covermore.
5. World2Cover.
Jody
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